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Policy Management

Every Policy. Automated. Auditable. Accurate.

Daabo's state-machine driven policy platform handles every step of the insurance lifecycle — from submission to claims — with 85% less manual intervention and an immutable audit trail on every transaction.

Core Capabilities

Built for the speed and compliance demands of modern insurance operations.

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Lifecycle Automation

End-to-end policy management from submission to claims. Our state-machine architecture handles every workflow stage — underwriting, issuance, endorsements, renewals, and cancellations — without manual touchpoints.

Status: Active
85% reduction in manual intervention
Analytics Dashboard
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Immutable Audit Ledger

Every policy action is hashed and recorded on Daabo's private ledger. Every underwriting decision, every endorsement, every payment — permanently documented and tamper-proof for legal and regulatory scrutiny.

Zero-dispute audit trail
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Regulatory Compliance Engine

Compliance rules update automatically as NAICOM guidelines and regional mandates change. Real-time compliance scoring on every policy — your team is always operating within regulatory guardrails.

Auto-updating — no manual compliance reviews
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White-Label Agency Portals

Deploy custom-branded agent portals for your distribution network. Agents issue policies, track commissions, and manage clients under your brand — powered by Daabo's infrastructure.

+142% policy volume increase reported by clients
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Automated Renewals

Multi-channel renewal reminders sent automatically on a configurable schedule. Payment processing integrated. Policy status updated in real time. Zero manual lapses.

Near-zero lapse rate for clients on auto-renewal
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LLM Document AI — Underwriting

Our LLM-integrated engine reads every policy document and detects clause conflicts, missing coverage language, and inconsistent terms in milliseconds — before a policy is issued.

Clause errors caught before issuance
{
  "policy_id": "DB-990-22",
  "compliance_score": 0.98,
  "risk_assessment": "minimal",
  "validation": "success",
  "clauses": [
    "indemnity_verified",
    "term_validated"
  ]
}
HOW IT WORKS — 3 STEPS
01

Submit

Policy data ingested via API, bulk upload, or agent portal. Legacy formats supported with seamless compatibility.

02

Automate

AI-driven underwriting validates risk, checks compliance, and generates policy documents. LLM reviews every clause.

03

Issue & Monitor

Digital policy certificate issued instantly. All subsequent actions — renewals, endorsements, claims — logged to the immutable ledger.

Engineered for Technical Trust.

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Immutable Ledger Records

Every policy action is hashed and recorded on an internal private ledger, ensuring a tamper-proof historical record for legal scrutiny.

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API-First Integration

Connect your existing CRM, claim system, or pricing engine. Our RESTful API supports webhooks for real-time lifecycle events.

Cosmic Network
Developer-First

Connect to your existing stack in hours.

RESTful API v2.4 supports webhooks for real-time policy lifecycle events. Connect your existing CRM, claims system, and pricing engine without rebuilding from scratch.

Example: Issue a policy via API
import requests

url = "https://api.daabo.io/v1/policies"
payload = {
    "holder_id": "usr_7721",
    "asset_id": "dev_9901",
    "product_id": "premium_device_v2"
}
headers = {
    "Authorization": "Bearer YOUR_API_KEY",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)
print(response.json())